Valid Passport copy UAE Residence Visa Emirates ID (front and back) Signed bank Consent forms (Form 1 & 2)

3 months bank statement 3 months payslip Salary Certificate

If you're self-employed

Trade License MoA (Memorandum of Association) PoA (Power of Attorney) for Authorised Signatory VAT Certificate 6 month bank statement

Ownership Document Bank Valuation Certificate

Dubai

Call us 8001110900

Car loans, simplified

Car finance support, end-to-end

Estimate your loan budget instantly

Trusted by 75% of our customers

Max EMI

5,271/month*

based on your budget

Interest rate

Calculated @3.5%

Loan tenure

Upto 2 years

Monthly salary

AED 1,000

AED 49,999

Current EMIs (Existing loans)

AED 0

AED 25,000

Total card limit (All cards)

AED 0

AED 50,000

Loan approval is at the sole discretion of the finance partner. The actual funding amount, interest rate, and tenure will depend on the finance partner, the customer’s credit history, and other car-related parameters.

Max EMI

5,271/month*

based on your budget

Interest rate

Calculated @3.5%

Loan tenure

Upto 2 years

Your loan journey, step by step

Finalize your car

Pick from Cars24, a dealer, or your own seller, we’ll handle the rest

Share required documents

Upload what the bank needs. We'll tell you exactly what and when

Bank review in progress

Partner banks assess your loan application

Get your loan offer

Once approved, we’ll share your EMI breakdown and evaluation summary

Get final approval

Sign your loan documents and register the car in your name

Loan disbursed

Funds are disbursed once registration is complete

Documents needed for your car loan application

Documents required may vary across banks for banking and non-banking customers

Valid Passport copy
UAE Residence Visa
Emirates ID (front and back)
Signed bank Consent forms (Form 1 & 2)

3 months bank statement
3 months payslip
Salary Certificate

Trade License
MoA (Memorandum of Association)
PoA (Power of Attorney) for Authorised Signatory
VAT Certificate
6 month bank statement

Ownership Document
Bank Valuation Certificate

Frequently asked questions

Having trouble finding what you need? Got questions? Just tap the contact us button to reach out directly!

Everyone who is eligible for a loan is also eligible for a Zero downpayment. Once you apply for a loan, the bank will assess your eligibility basis your monthly income, DBR and other factors, and finance upto 80% of the total vehicle cost.

Yes. You can still apply for a loan if you already have a running loan. However, in this case, the maximum monthly EMI you can avail will change depending on the running loan monthly EMI. You can check your eligibility in our calculator section above.

Yes. If unfortunately, you do not meet the requirements for the loan, an immediate family member can apply for a loan for your car.

Interest rate is a rate that the bank charges on the loan availed by the customer, and is calculated on the full original loan amount for the whole term without taking into consideration the periodic payments. In other words, interest is charged on the full amount of the loan throughout its loan tenure. The interest rates are different for auto loans and personal loans and may vary from month to month. Your Relationship Manager will help you with the applicable interest rates based on your profile and choice of bank.

The minimum salary requirement for a loan depends on the individual banks. Generally, it varies from AED 3000-6000 per month depending on if you are salaried/self-employed, and a banking/non-banking customer with the bank etc.